This image from the Liberty Bell album is a post 1900 image, but not that far from the turn of the century. The dress style features the high neck and pleated blouse that was very popular from about 1900-1905. The hairstyle is the “Gibson Girl” style with a flower and/or hair fork in the back. She looks like a pretty young lady about to embark on her life.
The image matte has an embossed circle around the image which gives a pretty framing to the photo. Also embossed on the matte is the photographer name, which was Tilton in Exeter, NH.